Zombie debt refers to old debts that are typically past the statute of limitations for legal collection, meaning that creditors can no longer sue individuals to collect these debts. However, some debt collectors may still attempt to collect on these debts, hence the term "zombie debt" because it seems to come back from the grave. It's important for individuals to be aware of their rights regarding old debts and to verify the validity of any debt collection attempts related to zombie debts.
We’re able to post aged, primary mortgage accounts. Or, we’re able to teach you how.
We have Auto Debt, Mortgage Debt, Consumer Credit Card and Agriculture Debt.
Tradelines can take up to four weeks to post. Sometimes it can take a little less time. That being said, always keep in mind that credit monitoring update times can play a factor. We suggest Credit Karma because they update every seven days.
That will depend on which bank you choose. We handpick all of our debt with your needs in mind, so we try to make sure all of our debt will post to all three bureaus.
Open tradelines are wonderful for certain goals. It’s important to understand that when something is more than 50% of the way paid off, that can get you approvals faster than closed accounts.
Open tradelines however will need to be reported using Metro 2.
Our team has learned everything by trial and error. Our team is small, but effective. That being said, no documents or notary’s are needed when reassigning debt to a credit profile. In fact, the problem we see out here most is people buying debt that isn’t real, which is probably why it isn't posting.
The most important thing of all Is having accurate account information. If you send your letters off with information that isn’t 100% accurate, you will surely get a return letter from the creditor asking for more information.
If your buying debt from a third party website like Debt Catchers or something similar, it’s best to know how to verify the account. Documents are great, but anybody can edit some documents with fake numbers. It’s important to know how to verify account numbers yourself. If you’d like to learn, reach out to us at email@example.com
We can help you verify the debt and teach you how to post, but we will not post any debt but our own. Our reputation is on the line.
That being said, we will teach you.
The only reasons they would not post your debt is if the debt is not real, or if you don’t have all of the information for the account and original debtor.
- Make sure you have no freezes on your credit reports.
- Make sure you have the correct address for the original creditor.
- Make sure you double check your documentation after it’s filled out.
- Make sure you verify the debt before starting.
It is possible to post tradelines onto CPNs, just be sure the CPN is able to obtain credit monitoring before working on it.
No, our only Telegram is @assumedebt
Be careful because imposters have mimicked our name with similar user names. Our username is spelled just like you see above.
The course was wrote by us personally and we leave out no details. That being said, we cover everything there is to know about debt. Buying debt, selling debt, where to buy debt, how to become a data furnisher, how to post the debt etc.